Trico Construction, LLC

Residential Construction, Additions & Seismic Retrofit San Francisco, CA Since 1973 CSLB licence number on request

Q 0.0

Questions

Grouped by the kind of question you arrived with. Questions specific to a kind of project are on that project’s own page, and questions about the timeline are on the schedule page.

Q 1.0 Questions

Getting started

What is the very first thing I should do?

Find out what your building and your lot actually allow, before anybody draws anything. Zoning, setbacks, height, the rear yard and the mid-block open space line together decide how much of what you are imagining is even possible. Then find out whether the building has been added to before and whether that work was permitted, because an unpermitted previous addition becomes your problem to resolve before anything new is approved. Both of those are a conversation rather than an expense, and skipping them is how people spend money on drawings for a project that cannot happen.

Do I need an architect?

For anything beyond the very simplest work, yes, and in San Francisco you want one who knows this city specifically. What we can do is come to that conversation early: an architect designs what you want, and a builder who has been through Planning many times can say which two lines will attract an objection and what they cost in months. Changing a drawing is free; changing a project after Planning has seen it is not.

How much does it cost to find out whether my project is feasible?

A first conversation costs nothing, and a rough order of magnitude costs nothing. A proper feasibility study — measuring, checking records, a structural opinion, a real look at what the zoning permits — is a few thousand dollars and is close to always worth it on a project of any size. A detailed estimate on a complex job sometimes carries a fee; where it does we say so in advance and credit it against the contract if you proceed.

Should I buy this house?

We get asked this during contingency periods and we are glad to be. What a builder can usefully tell you in that window is what the building is likely to need structurally, roughly what the work you have in mind would cost and how long it would take, and whether anything visible is a red flag. What we cannot tell you is whether the price is right, which is a question for your agent and your own judgement. Call early in the period rather than at the end of it.

Q 2.0 Questions

The permit process

Why does it take so long?

Because in San Francisco the approval of a residential project is substantially discretionary rather than ministerial. Planning reviews against guidelines rather than rules, neighbours are formally notified on many projects, and any member of the public can request that the Planning Commission take a second look. Add plan check at Building afterwards and you have the bars you see on the schedule page. The full path, step by step, is on the permit path.

What is discretionary review and how likely is it?

A request by any member of the public that the Planning Commission review a project that would otherwise be approved. It is neither common nor rare, and how exposed you are depends on what you are proposing, what the block already looks like, and your neighbours. When it happens it adds three to nine months and usually a redesign — there is a chart of exactly that on the schedule page. The most effective thing an owner can do about it is talk to the neighbours before the notice arrives rather than after.

Can I do anything without a permit?

Very little, and the temptation is a trap. Unpermitted work has to be disclosed when you sell, it can block a future permit application on the same building, insurers can decline a claim arising from it, and the city can require it to be opened up or removed. The saving is short-term and the consequence is permanent. Some genuinely minor maintenance does not need a permit; anything structural, anything electrical or plumbing of substance, and anything that changes the exterior does.

What happens if the previous owner did unpermitted work?

You inherit it, which is one of the more unfair facts in this business. When you apply for a permit, what is actually there is compared against what is on record, and a discrepancy has to be resolved — usually by legalising the work, which means bringing it up to current code and permitting it retroactively. That can take longer than the project you actually wanted. It is also exactly why the very first step on any project is checking the records.

Can construction start before the permit is issued?

No, and a builder who suggests otherwise is telling you something important about how they operate. What can happen in parallel is real, though: long-lead items can be ordered, subcontractors can be scheduled, selections can be finalised, and on some projects early-phase permits can be obtained while later work is still in review. Squeezing that overlap legitimately is most of what schedule management on these projects actually is.

Q 3.0 Questions

Money and contracts

Fixed price or cost-plus?

Both are legitimate and they allocate the risk of the unknown differently. A fixed price gives you certainty, and the builder prices the uncertainty into the number — which on a hundred-year-old building means a contingency you pay whether or not it is needed. Cost-plus with a guaranteed maximum gives you the benefit when the unknowns turn out well, and asks you to be comfortable with open books. On a well-documented new build, fixed. On a gut renovation of an 1890s house, cost-plus with a cap is frequently the more honest structure.

How much deposit should I expect to pay?

Whatever the contract says, within the limit California law places on down payments for home improvement work. If a contractor asks for a large percentage up front on a residential job, that is a warning rather than a negotiating position — the limit exists because the failure it prevents has happened to a great many people. Details are in the payment policy.

What is an allowance and why does my estimate have several?

A sum carried for something that cannot be priced yet: tile you have not chosen, or framing behind a wall nobody has opened. It is reconciled against actual cost when it is known, in both directions. Every allowance in our contracts states the assumption behind it, so that when it is exceeded there is nothing to argue about. An estimate on an old building with no allowances in it is not more confident, it is less honest, and the difference comes back as change orders.

What is a mechanics lien and should I worry about it?

In California a subcontractor or supplier who is not paid can record a lien against your property even if you have paid your contractor in full. It is genuinely frightening and most owners have never heard of it until it happens. What protects you is lien releases: conditional and unconditional releases from the contractor and from subcontractors and suppliers with each payment. Ask for them from any builder. A reluctance to provide them tells you a great deal.

What happens if you find something unexpected?

You are told the day we find it, in writing, with photographs and options and a price, before any work is done on it. Then it is a written change order that you sign. We will not do the work first and discuss it later, and on residential work in California a change order has to be in writing anyway. Three things reliably generate them on an old building: a condition nobody could see, a design change you decide on, and a correction an inspector requires.

Who pays when the city takes longer than expected?

Nobody, in the sense that it is an excusable delay: the schedule moves and the contract sum does not. What we owe you is to tell you the moment we know, with the revised dates, rather than letting you find out from a subcontractor. On a project measured in years, the single thing owners most want and least often get is to not be surprised.

Q 4.0 Questions

During the work

Can we stay in the house?

It depends entirely on the scope, and it is worth deciding early rather than in the last fortnight, because it changes the design, the cost and the schedule. Rear addition: frequently yes, with a dust wall. Vertical addition: usually not, because the roof comes off. ADU or ground floor: usually yes if you live above it. Retrofit: usually yes. Gut renovation or new build: no. There is a table of this on living through it, with the cost premium for each.

What do you do about dust?

On an occupied job: sealed dust walls rather than plastic taped to a doorframe, negative air machines in the work area, floor protection along every route, and a daily clean of the part of the house you are living in rather than a clean at the end of the week. Demolition of pre-1980 materials adds a further layer, because asbestos and lead have their own containment rules and their own licensed contractors.

What are the working hours?

Within San Francisco’s legal noise hours, and within them it is genuinely loud. Some operations — concrete cutting, jackhammering a foundation, driving pins — make a house unusable while they happen, and where those are scheduled you are told in advance so you can be somewhere else. Work outside those hours happens only where a permit allows it and there is a reason.

Who will actually be on my project?

A named superintendent who is there, and a project manager you can telephone. Ask for both names before you sign, ask to speak to the superintendent rather than to an estimator, and then ask the last three clients whether that person was genuinely on their site. It is the single most useful question in contractor selection and it is asked far too rarely.

What about my neighbours?

On an attached lot your project happens in their house too, for a year, through a shared wall. We introduce ourselves before work starts rather than after the first complaint, give them a named person and a number, keep the shared spaces clean, and warn them when the loud weeks are coming. Beyond ordinary decency there is a self-interested reason: a neighbour who feels ignored is the neighbour who requests discretionary review.

Q 5.0 Questions

Choosing a builder

How do I check a contractor is properly licensed and insured?

Check the licence with the California Contractors State License Board, which takes about a minute and tells you whether it is current and whether there is a history. Ask for certificates of general liability insurance and workers’ compensation naming you and your property, before signing rather than after. An uninsured injury on your property can become your problem. Do this for every contractor you speak to, including us — ask us for our number and check it.

Why are there no photographs or reviews on this website?

Because you cannot verify any of it. A photograph proves nothing about who built it or what it cost or how the project went, a review score is a number you have no way to audit, and a badge is a graphic. What we offer instead is references you contact rather than ones we select, the name of the person who would run your project, and an honest account on this site of what goes wrong and when. The about page has four questions worth putting to every builder.

What should I ask that I would not think to ask?

Three things. “How much of the total time is before demolition?” — a builder who only answers about construction has not thought about your actual question. “How many allowances are in this number and what is each based on?” — zero is a worse answer than six. And “tell me about a project that went badly” — everyone has one, and what you are listening for is whether they tell you and what they did about it.

Is the cheapest bid ever the right one?

Sometimes, and you should find out why it is cheapest before assuming so. The three usual reasons are: a smaller scope than you thought you were pricing, no allowances on a building that obviously has unknowns, or a schedule that cannot be met. All three arrive later as change orders or delay. Compare bids line by line against the same scope and the same allowance list, and if one is far below the others, ask which of the three it is.

When are you the wrong builder for my project?

A single bathroom or kitchen on its own — a specialist remodeler will be faster and cheaper. Anything large and commercial. A project outside the city on a simple approval path, where our most useful knowledge is worth less to you than a local builder’s shorter drive. And a project that needs to start next month, because nothing on our schedule page starts next month and we will not pretend otherwise. The full list is on the work page.

Q 6.0 Questions

This website

Why is the site built around charts?

Because the question every owner is actually asking is “how long”, and it is the question the industry answers worst. A chart at true proportion makes the argument in two seconds without anybody having to assert anything: the permit bars are longer than the construction bar, and you can see it. Every colour on this site names a phase of work and nothing else.

Do the colours mean anything?

Each one is a phase: design, entitlement, permit, construction, closeout, in that fixed order. They never mean important, recommended or new. The critical path — the phases where a delay moves your finish date — is marked with an outline and the letters CP rather than with a colour, so it is readable in black and white and to a colour-blind reader. More on that in the accessibility statement.

Does this site track me?

In its present state it makes zero external network requests: no analytics, no pixel, no CDN, no embedded map, no chat widget, no cookies of its own, and therefore no consent banner, because a banner asking permission to set nothing is theatre. It is built to load a Microsoft Advertising conversion tag when we run paid search, and the cookie policy is generated from the same setting that switches it on, so it cannot say the wrong thing.

If it is not here, telephone and ask

A question that is not on this page is usually a better question than the ones that are. We would rather answer it in four minutes on the telephone than have you guess at it from a website.

Trico Construction, LLC · 981 Howard St, San Francisco, CA 94103

Call (415) 543-2100 Contact

Mon–Fri 8:00 AM–5:00 PM PT